This is a good article which explains some problems with the Affordable Care Act (aka Obamacare) for young people.
First, the proper observation that the ACA is an explicit transfer of wealth from young to old:
“Preventing health insurers from fully accounting for age will not change the reality that, in general, the older you are, the greater your medical expenses (six times greater, when you compare 64-year-olds to 18-year-olds). These are costs that someone has to pay. If insurers can’t charge those older according to their risk, they have to overcharge those younger to make up the cost. In California, for example, once the new health law’s various rate restrictions and other provisions kick in, 25-year-old non-smoking men will see their premiums at least double.”
Next, is an easy to understand case study in why the Affordable Care Act’s mandate on healthcare expenditures make it harder to achieve:
“Even though Brian judges this to be the best way to manage his medical expenses, under the health law, it’s illegal for insurers to offer him a policy geared to his actual risk. Instead, per government mandate, a portion of the income he earns and intends to use to build his life is channeled into the pockets of others.”
Ned continues to campaign against the market distorting mandates included in the Affordable Care Act.